{"id":184,"date":"2026-09-24T19:25:56","date_gmt":"2026-09-24T17:25:56","guid":{"rendered":"https:\/\/robertmonturiol.com\/trayectoria\/"},"modified":"2026-10-19T10:23:52","modified_gmt":"2026-10-19T08:23:52","slug":"career","status":"publish","type":"page","link":"https:\/\/robertmonturiol.com\/en\/career\/","title":{"rendered":"Career"},"content":{"rendered":"\t\t
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Professional path<\/p>\n\t\t\t\t\t

Career<\/h1>\n\t\t\t\t\t

Board advisor and specialist in AI governance and strategic value. He founded financial institutions and has three decades across banking, consulting, technology and entrepreneurship in Europe, the United States and Latin America. Today he devotes part of his time to one question: what happens to human value when intelligence, production and execution are no longer scarce.<\/p>\n\t\t\n<\/div>\n

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2024 \u2013 Present<\/p>\n\t\t\t\t\t

Strategic Advisor & Researcher | AI Governance & Value Strategy \u00b7 Independent Advisory & Research, European Union & United States<\/span><\/h2>\n\t\t\t\t\t

Independent research and board advisory on decision architecture, governance frameworks and capital allocation in AI-driven environments. Designing analytical models to assess how technological abundance shifts enterprise value, institutional judgment and human agency across critical financial and data infrastructures.<\/p>\n\t\t\n<\/div>\n

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2014\u20132024<\/p>\n\t\t\t\t\t

Founder & Chairman \u00b7 Ictineo Plataforma, Latin America<\/span><\/h2>\n\t\t\t\t\t

Acquired and transformed a regulated financial institution into a Banking-as-a-Service platform serving underbanked populations in Latin America. Led the full cycle, from regulatory approval to the sale to Bradesco in 2024.<\/p>\n\t\t\n<\/div>\n

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2015\u20132019<\/p>\n\t\t\t\t\t

Board Member \u00b7 American Cash Exchange, Inc. (Poni), New Jersey, United States<\/span><\/h2>\n\t\t\t\t\t

Member of the governing body, participating in corporate governance and strategic direction.<\/p>\n\t\t\n<\/div>\n

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2012\u20132017<\/p>\n\t\t\t\t\t

Founder & General Partner \u00b7 Ictineo Infrastructure LP, Canada<\/span><\/h2>\n\t\t\t\t\t

Structured and managed an institutional private equity vehicle targeting pension funds, funds of funds and multilateral organizations, for investment in sustainable infrastructure projects.<\/p>\n\t\t\n<\/div>\n

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2009\u20132012<\/p>\n\t\t\t\t\t

Founder \u00b7 Solcrece, Latin America<\/span><\/h2>\n\t\t\t\t\t

A financial inclusion institution offering tailored products for expatriate and immigrant populations and SMEs. Designed and launched four product and service lines for underserved segments.<\/p>\n\t\t\n<\/div>\n

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2006\u20132009<\/p>\n\t\t\t\t\t

Country Manager Latin America \u00b7 Daemon Quest<\/span><\/h2>\n\t\t\t\t\t

Led the firm\u2019s international expansion and its customer intelligence and data analytics practice. The firm was acquired by Deloitte in 2009.<\/p>\n\t\t\n<\/div>\n

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2004\u20132006<\/p>\n\t\t\t\t\t

Director, Banking & Financial Services Division \u00b7 Daemon Quest, Madrid<\/span><\/h2>\n\t\t\t\t\t

Led the banking and financial services practice for major financial institutions and venture capital firms.<\/p>\n\t\t\n<\/div>\n

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1999\u20132004<\/p>\n\t\t\t\t\t

Director of Strategic Marketing \u00b7 Andbank, Andorra<\/span><\/h2>\n\t\t\t\t\t

Product development and digital channels, including the bank\u2019s first online banking service, and direct involvement in the integration of Banc Agr\u00edcol i Comercial d\u2019Andorra and Banca Reig that gave rise to the Andbank brand in 2001.<\/p>\n\t\t\n<\/div>\n

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1997\u20131999<\/p>\n\t\t\t\t\t

Institutional Banking Manager \u00b7 Santander, Barcelona<\/span><\/h2>\n\t\t\t\t\t

Institutional banking responsibility for the rollout of the bank\u2019s first branch at the University of Barcelona.<\/p>\n\t\t\n<\/div>\n

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1995\u20131997<\/p>\n\t\t\t\t\t

Technology Retail Development \u00b7 Megabyte Computers, Barcelona<\/span><\/h2>\n\t\t\t\t\t

Start of his professional career, applying the servuction model to the design of technology retail spaces.<\/p>\n\t\t\n<\/div>\n\n<\/div>\n\n<\/div>\n\n<\/div>\n\n<\/div>\n\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Professional path Career Board advisor and specialist in AI governance and strategic value. He founded financial institutions and has three decades across banking, consulting, technology and entrepreneurship in Europe, the United States and Latin America. Today he devotes part of his time to one question: what happens to human value when intelligence, production and execution […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-184","page","type-page","status-publish","hentry"],"yoast_head":"\nCareer \u00b7 Robert Monturiol<\/title>\n<meta name=\"description\" content=\"Professional timeline of Robert Monturiol: Ictineo, American Cash Exchange, Daemon Quest, Andbank, Santander and his current advisory work.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/robertmonturiol.com\/en\/career\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Robert Monturiol's career\" 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