Identity
About
Biography
Robert Monturiol is a board advisor and specialist in AI governance and strategic value, with a three-decade career in banking, consulting, technology and entrepreneurship across Europe, the United States and Latin America.
He has founded, grown and exited regulated financial institutions in Latin America; established and managed an institutional investment vehicle for sustainable infrastructure in Canada; and led customer intelligence and data analytics practices serving European and Latin American banks. He combines this business career with postgraduate university teaching and an ongoing research initiative on cognitive variance and professional performance.
In 2014 he founded ICTINEO, a banking-as-a-service platform whose name is an open tribute to the Ictíneo, the submarine designed by the Catalan inventor Narcís Monturiol (1819-1885), not to be confused with him. The company was sold to Bradesco in 2024.
Robert Monturiol
Education
01
Master in Marketing & Business Administration
ESIC · 1991–1995
02
Private Equity & Venture Capital (Executive Program)
Harvard University · 2011–2012
03
LatAm CEO's Global Management Programme
Kellogg School of Management, Northwestern University · 2006–2007
04
Luxury Goods Management Programme
CEIBS, Shanghai · 2004–2005
Languages
Spanish and Catalan (native) · English (professional)
Latest posts
Training for a world that no longer exists
Training for a world that no longer exists: the disconnect between screens and judgement
Institutional curricular obsolescence is the mismatch that occurs when training, certification and recruitment continue to privilege standardised execution skills that automation can
Productivity up, capability down
Productivity up, capability down: the blindness of management dashboards
Functional performance divergence is an organisational phenomenon in which aggregate production indicators show sustained growth driven by automated tools, while professionals’ internal
Supplier dependence is not a technical decision
The external infrastructure trap: why technological dependence is a surrender of governance
Infrastructure dependence is an organisational vulnerability arising when an institution couples critical processes to an external supplier’s technology or platforms so tightly